Trustly: Because Typing Card Numbers Into Every Casino Is So 2000
Trustly is a Swedish fintech company running the Pay by Bank magic you’ll see in UK cashiers. It plugs your existing bank straight into the casino.
You tap Pay by Bank, pick your bank (NatWest, Barclays, Monzo, or the other usual British choices), confirm in your banking app, and your funds land in your casino balance before you’ve even found your lucky slot.
Trustly feels like using your bank, behaves like a fast payout method, and saves you from handing debit card details to every casino you try.
The UK likes this approach. The FCA regulates it, the UKGC approves it, and your bank handles the messy bits like authentication and affordability checks. Meanwhile, you get the one thing casino players want: fast payouts that don’t require a pilgrimage through PayPal or a Skrill tax.
This is what makes Trustly feel very modern in UK gambling: it keeps the money where it already is, in your bank, but gives you casino-ready speed.
Oh, and bonus hunters – relax. Unlike Skrill casinos and Neteller, Trustly doesn’t trigger the excluded deposit methods trap at most sites.
If you mainly play on your phone, Trustly is very happy there too. A lot of the best Trustly casino UK sites are mobile-first, so you’ll see it sitting right next to debit card and PayPal in the banking tab.
Do I need a Trustly account?
No. You don’t sign up for Trustly. Just select Pay by Bank, choose your UK bank, confirm via its app, and the money moves instantly without sharing card details. Moreover, Trustly pulls your info from your bank, so you don’t need to type out your name for the 20th time.
What Trustly Shares with the Casino
Only what the UKGC requires for KYC and AML (Know Your Customer and Anti-Money Laundering) checks:
- Your full name.
- Account and sort code (for payouts).
- Confirmation that you own the account.
- Occasional affordability info if the operator requests it and you explicitly approve.
If you are claiming a deposit bonus, the casino may request additional verification. That is a regulatory requirement.
Pay N Play, And The UK Reality
Trustly made its name in iGaming with Pay N Play. Deposit from your bank, play instantly, withdraw to the same account, and skip the full registration form. In places like Sweden, Finland, and Estonia, this works because the local BankID system doubles as ID verification.
However, the UK law still expects casinos to:
- Verify your identity in full,
- Run affordability and source-of-funds checks when needed,
- Meet ongoing monitoring obligations,
So while Trustly invented Pay N Play and is busy pushing Pay N Play 2.0 in other markets, that experience does not exist in a compliant form at UKGC-licensed casinos. You may see slightly slicker onboarding where Trustly helps pre-fill some details or confirm your account faster, but you are not skipping KYC, and you are not playing without an account in the UK.
Deposits, Withdrawals, And What Really Happens
Trustly is marketed as instant, both ways. The reality at a trustly casino in the UK is slightly more boring.
Trustly Deposits at the UK Casinos
Most deposits hit your casino balance instantly or within a few seconds, because as soon as your bank confirms the payment, the casino gets a real-time confirmation through Trustly.
How the flow usually works:
- Pick a Trustly casino from the list.
- Log in, go to the cashier, and choose Trustly.
- Select your UK bank, log in securely.
- Enter the amount, approve it in your app or with eID.
- Balance is topped up, usually in under half a minute.
Withdrawals via Trustly
This is where expectations and UK regulation collide. Trustly is technically able to pay you out in minutes. However, before a withdrawal is sent, the casino has to run through its own things: KYC, affordability and fraud checks, or manual verification for larger withdrawals.
Trustly itself does not hold your money and does not add an extra queue.
Trustly Security And Who Is Watching Whom
If you are going to let a company sit between your bank and a casino, it had better be heavily supervised. Trustly is.
When it comes to regulation and licences, as a Brit player, it’s good to know that the provider is:
- Authorised Payment Institution in the UK, regulated by the Financial Conduct Authority (FCA), and in Europe, by the Swedish FSA.
- Holds a European Payment Services Provider licence in line with the Payment Services Directive.
On the technical side, you get what you would expect from a serious fintech:
- ISO 27001 certified hosting.
- Payments that must be authorised by you for anything to move.
- TLS A-grade encryption.
- 780 BitSight score, above industry average.
- 7 Web Application Firewalls.
- EDR/XDR for active threat detection.
Get Some Popcorn!
The Swedish regulator fined Trustly for AML shortcomings and issued a formal warning, which means two things. One, they did not meet the bar at one point. Two, there is now a very bright regulatory torch pointed at them, so current controls are tighter than ever.
In short, it is a large, supervised infrastructure piece that your bank and the casino are both already plugged into.
Why Choose Trustly Over Cards or E-Wallets?
If you want withdrawals that do not sit pending all weekend, Trustly solves that problem without asking you to open yet another financial app. It keeps the casino out of your personal banking information and keeps your card details out of circulation.
It is not perfect, sure. Some smaller banks are not supported, and you need to kiss PayNPlay goodbye while you’re spinning from the UK.
But for most Brit players seeking fast, low-friction, secure banking, Trustly is one of the simplest upgrades available.
